Best CD rates in South Dakota

47 CDs available to South Dakota residents — including nationwide online banks and institutions with branches in South Dakota.

APY distribution · all terms in South Dakota

How current all terms CD rates available to South Dakota residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in South Dakota

Weekly average APY for all terms CDs available in South Dakota over the past year. Latest national average: 3.41%.

Honest Number rate database · weekly mean from observation_date
4.15%
5-year
Dakota Community Bank & Trust, National Association
Min $500
4.10%
3-year
Dakota Community Bank & Trust, National Association
Min $500
3.75%
6-month
BankNorth
Min $1,000
3.70%
6-month
One American Bank
Min $0
3.62%
6-month
Security National Bank of South Dakota
Min $0
3.62%
1-year
Security National Bank of South Dakota
Min $0
3.60%
5-year
Bank Midwest
Min $500
3.55%
1-year
One American Bank
Min $0
3.53%
6-month
First Western Bank & Trust
Min $0
3.50%
1-year
BankNorth
Min $1,000
3.50%
9-month
Dakota Community Bank & Trust, National Association
Min $2,500
3.47%
3-year
Security National Bank of South Dakota
Min $0
3.46%
1-year
CorTrust Bank National Association
Min $500
3.45%
3-month
One American Bank
Min $0
3.40%
2-year
Bank Midwest
Min $500
3.40%
2-year
BankNorth
Min $1,000
3.40%
3-year
First National Bank in Philip
Min $1,000
3.36%
2-year
CorTrust Bank National Association
Min $500
3.35%
2-year
First National Bank in Philip
Min $1,000
3.31%
3-year
CorTrust Bank National Association
Min $500
3.31%
5-year
CorTrust Bank National Association
Min $500
3.30%
1-year
Bank Midwest
Min $500
3.30%
2-year
Dakota Community Bank & Trust, National Association
Min $500
3.30%
3-year
BankNorth
Min $1,000
3.25%
1-year
First National Bank in Philip
Min $1,000
3.22%
2-year
Security National Bank of South Dakota
Min $0
3.20%
6-month
First National Bank in Philip
Min $1,000
3.20%
1-year
Dakota Community Bank & Trust, National Association
Min $500
3.10%
3-month
First National Bank in Philip
Min $1,000
3.10%
6-month
Dakota Community Bank & Trust, National Association
Min $500
3.00%
3-month
BankNorth
Min $1,000
3.00%
3-month
Dakota Community Bank & Trust, National Association
Min $500
3.00%
6-month
Heritage Bank National Association
Min $0
3.00%
1-year
Heritage Bank National Association
Min $0
3.00%
5-year
BankNorth
Min $1,000
2.98%
5-year
Security National Bank of South Dakota
Min $0
2.96%
1-year
Merchants State Bank
Min $0
2.96%
2-year
Merchants State Bank
Min $0
2.96%
3-year
Merchants State Bank
Min $0
2.96%
5-year
Merchants State Bank
Min $0
2.71%
6-month
Merchants State Bank
Min $0
2.61%
3-month
Merchants State Bank
Min $0
2.34%
5-year
One American Bank
Min $0
1.95%
2-year
One American Bank
Min $0
1.20%
5-year
Heritage Bank National Association
Min $0
1.10%
3-year
Heritage Bank National Association
Min $0
1.05%
2-year
Heritage Bank National Association
Min $0