Honest NumberTransparency in the numbers

Best CD rates in Texas

153 CDs available to Texas residents — including nationwide online banks and institutions with branches in Texas.

APY distribution · all terms in Texas

How current all terms CD rates available to Texas residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in Texas

Weekly average APY for all terms CDs available in Texas over the past year. Latest national average: 2.64%.

Honest Number rate database · weekly mean from observation_date
3.88%
6-month
Colonial Savings, F.A.
Min $0
3.83%
6-month
First Liberty Bank
Min $0
3.75%
6-month
Fayette Savings Bank, SSB
Min $1,000
3.75%
6-month
Susser Bank
Min $0
3.75%
1-year
BankUnited, National Association
Min $0
3.75%
5-year
Ciera Bank
Min $1,000
3.75%
9-month
Susser Bank
Min $0
3.74%
1-year
Texas Heritage National Bank
Min $1,000
3.70%
3-month
Susser Bank
Min $0
3.70%
2-year
The First National Bank of Sonora
Min $0
3.70%
9-month
BankUnited, National Association
Min $0
3.65%
6-month
BankUnited, National Association
Min $0
3.65%
2-year
Ciera Bank
Min $1,000
3.65%
3-year
Ciera Bank
Min $1,000
3.55%
6-month
Lone Star Bank
Min $0
3.55%
1-year
Ciera Bank
Min $1,000
3.50%
1-year
Texas Gulf Bank, National Association
Min $0
3.50%
1-year
Extraco Banks, National Association
Min $0
3.50%
1-year
Amarillo National Bank
Min $0
3.50%
1-year
Round Top State Bank
Min $1,000
3.50%
1-year
Susser Bank
Min $0
3.45%
1-year
Fayette Savings Bank, SSB
Min $1,000
3.40%
6-month
Amarillo National Bank
Min $0
3.35%
6-month
Southwest Heritage Bank
Min $1,000
3.35%
2-year
Extraco Banks, National Association
Min $0
3.30%
1-year
Panhandle First Bank
Min $0
3.30%
2-year
Texas Heritage National Bank
Min $1,000
3.30%
2-year
Susser Bank
Min $0
3.30%
5-year
Farmers State Bank
Min $1,000
3.25%
1-year
Colonial Savings, F.A.
Min $0
3.25%
3-year
Farmers State Bank
Min $1,000
3.25%
3-year
Susser Bank
Min $0
3.25%
5-year
Charter Bank
Min $0
3.20%
6-month
Panhandle First Bank
Min $0
3.20%
3-year
Charter Bank
Min $0
3.15%
1-year
Armed Forces Bank, National Association
Min $500
3.15%
1-year
Charter Bank
Min $0
3.15%
2-year
Farmers State Bank
Min $1,000
3.15%
2-year
Charter Bank
Min $0
3.11%
1-year
Southwest Heritage Bank
Min $1,000
3.11%
1-year
First United Bank
Min $1,000
3.10%
5-year
Susser Bank
Min $0
3.05%
9-month
Armed Forces Bank, National Association
Min $500
3.02%
2-year
First United Bank
Min $1,000
3.00%
1-year
Fidelity Bank of Texas
Min $0
3.00%
1-year
Farmers State Bank
Min $1,000
2.97%
3-year
First United Bank
Min $1,000
2.96%
3-month
Southwest Heritage Bank
Min $1,000
2.96%
1-year
American State Bank
Min $1,000
2.96%
3-year
Texas Heritage National Bank
Min $1,000
2.96%
3-year
First Liberty Bank
Min $0
2.96%
5-year
First Liberty Bank
Min $0
2.95%
1-year
PlainsCapital Bank
Min $0
2.92%
2-year
City Bank
Min $1,000
2.90%
2-year
Panhandle First Bank
Min $0
2.90%
3-year
Panhandle First Bank
Min $0
2.90%
5-year
Spring Hill State Bank
Min $0
2.88%
1-year
Texas Bank
Min $500
2.88%
2-year
Texas Bank
Min $500
2.85%
1-year
Citizens State Bank
Min $1,000
2.85%
3-year
Spring Hill State Bank
Min $0
2.83%
3-year
Texas Bank
Min $500
2.82%
5-year
First United Bank
Min $1,000
2.80%
2-year
PlainsCapital Bank
Min $0
2.80%
2-year
Spring Hill State Bank
Min $0
2.76%
3-year
First National Bank in Port Lavaca
Min $1,000
2.76%
5-year
First National Bank in Port Lavaca
Min $1,000
2.75%
3-month
The Karnes County National Bank of Karnes City
Min $0
2.75%
3-month
First Commercial Bank, National Association
Min $2,500
2.75%
1-year
First State Bank and Trust Company
Min $0
2.75%
2-year
Texas Champion Bank
Min $1,000
2.75%
3-year
PlainsCapital Bank
Min $0
2.72%
2-year
Texas Gulf Bank, National Association
Min $0
2.72%
3-year
Texas Gulf Bank, National Association
Min $0
2.72%
5-year
Texas Gulf Bank, National Association
Min $0
2.71%
1-year
First National Bank in Port Lavaca
Min $1,000
2.71%
2-year
First Mid Bank & Trust, National Association
Min $1,000
2.71%
3-year
First Mid Bank & Trust, National Association
Min $1,000
2.71%
5-year
First Mid Bank & Trust, National Association
Min $1,000
2.70%
1-year
Spring Hill State Bank
Min $0
2.66%
6-month
First National Bank in Port Lavaca
Min $1,000
2.63%
5-year
Texas Bank
Min $500
2.62%
1-year
City Bank
Min $1,000
2.60%
6-month
Spring Hill State Bank
Min $0
2.60%
2-year
American State Bank
Min $1,000
2.60%
5-year
Citizens State Bank
Min $1,000
2.60%
5-year
PlainsCapital Bank
Min $0
2.55%
2-year
Amarillo National Bank
Min $0
2.55%
2-year
Citizens State Bank
Min $1,000
2.55%
3-year
Amarillo National Bank
Min $0
2.55%
5-year
Amarillo National Bank
Min $0
2.52%
2-year
First National Bank in Port Lavaca
Min $1,000
2.52%
3-year
City Bank
Min $1,000
2.52%
5-year
City Bank
Min $1,000
2.50%
6-month
The Karnes County National Bank of Karnes City
Min $0
2.50%
6-month
First Commercial Bank, National Association
Min $2,500
2.50%
1-year
First Commercial Bank, National Association
Min $2,500
2.50%
5-year
Texas Heritage National Bank
Min $10,000
2.50%
5-year
FSNB, National Association
Min $500
2.49%
1-year
Texas Exchange Bank
Min $0
2.47%
3-month
American State Bank
Min $1,000
2.47%
6-month
American State Bank
Min $1,000
2.47%
2-year
Southwest Heritage Bank
Min $1,000
2.47%
3-year
Southwest Heritage Bank
Min $1,000
2.47%
5-year
Southwest Heritage Bank
Min $1,000
2.45%
3-year
Citizens State Bank
Min $1,000
2.40%
2-year
First State Bank and Trust Company
Min $0
2.35%
2-year
Armed Forces Bank, National Association
Min $500
2.29%
5-year
American State Bank
Min $1,000
2.27%
3-year
Armed Forces Bank, National Association
Min $500
2.27%
5-year
Armed Forces Bank, National Association
Min $500
2.25%
1-year
NBT Financial Bank
Min $1,000
2.20%
3-year
First State Bank and Trust Company
Min $0
2.18%
3-year
American State Bank
Min $1,000
2.08%
3-month
First National Bank in Port Lavaca
Min $1,000
2.03%
2-year
Fayette Savings Bank, SSB
Min $1,000
2.03%
3-year
Fayette Savings Bank, SSB
Min $1,000
2.00%
1-year
The Karnes County National Bank of Karnes City
Min $0
2.00%
1-year
FSNB, National Association
Min $500
2.00%
2-year
Round Top State Bank
Min $1,000
2.00%
2-year
NBT Financial Bank
Min $1,000
2.00%
3-year
NBT Financial Bank
Min $1,000
2.00%
5-year
NBT Financial Bank
Min $1,000
1.95%
6-month
VeraBank, National Association
Min $1,000
1.95%
2-year
First Commercial Bank, National Association
Min $2,500
1.90%
1-year
VeraBank, National Association
Min $1,000
1.90%
2-year
The Karnes County National Bank of Karnes City
Min $0
1.90%
5-year
First State Bank and Trust Company
Min $0
1.75%
2-year
Fidelity Bank of Texas
Min $0
1.75%
5-year
VeraBank, National Association
Min $1,000
1.55%
3-year
VeraBank, National Association
Min $1,000
1.40%
2-year
VeraBank, National Association
Min $1,000
1.39%
1-year
Citizens National Bank
Min $500
1.39%
2-year
Citizens National Bank
Min $500
1.39%
3-year
Citizens National Bank
Min $500
1.37%
3-year
Colonial Savings, F.A.
Min $0
1.29%
5-year
Fayette Savings Bank, SSB
Min $1,000
1.25%
3-year
Fidelity Bank of Texas
Min $0
1.25%
5-year
Round Top State Bank
Min $1,000
1.12%
5-year
Colonial Savings, F.A.
Min $0
1.00%
6-month
Citizens National Bank
Min $1,000
1.00%
1-year
The Lytle State Bank of Lytle, Texas
Min $500
1.00%
1-year
Texas Capital Bank
Min $0
1.00%
5-year
Fidelity Bank of Texas
Min $0
0.75%
6-month
The Lytle State Bank of Lytle, Texas
Min $500
0.50%
3-month
Fayette Savings Bank, SSB
Min $1,000
0.50%
1-year
Central Bank
Min $0
0.40%
1-year
First Mid Bank & Trust, National Association
Min $1,000
0.30%
3-month
First Mid Bank & Trust, National Association
Min $1,000
0.30%
6-month
First Mid Bank & Trust, National Association
Min $1,000
0.30%
9-month
First Mid Bank & Trust, National Association
Min $1,000
0.01%
6-month
First-Citizens Bank & Trust Company
Min $500
0.01%
1-year
First-Citizens Bank & Trust Company
Min $500